The agency founder, Charles
E. Merriam began his insurance career as a general agent
for the New York Life Insurance Company. His son, Charles
W. Merriam, joined him in the early 1900's and added
property and casualty insurance and surety bonds in 1905.
After Charles E. Merriam died, the New York Life general
agency was discontinued, and in 1948 Charles W.'s son,
also named Charles, joined the agency. Charles Sr. died in
1961.
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Charles Jr.'s son, Brian joined the
agency as a producer. Though we were a general lines
agency, Brian was responsible for production which was
obtained in part through a joint venture with various real
estate firms. After three years the Agency moved to 701
Union Street.
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Charles Jr. retired and Brian
attained the presidency. He is joined by a staff of 16,
including a bookkeeper, sales department and inside
service staff. In 1993 and in 2002 the Merriam Agency
purchased two other agencies and merged the predominantly
personal lines book of business into its own.
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We opened an branch office in North
Creek NY in an effort to be of service to clients in the
"north country" of New York.From this location we service
both property-casualty insurance needs as well as life &
financial services.
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After completion of our first
construction project, we moved into our current office
building at 376 Broadway, Schenectady, NY. It is a three
story brick building consisting of 22,500 square feet and
allows for room for our current staff and for future
growth.
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 While
the agency still provides general insurance services it
now can more capably handle most all of the client's
needs, including personal and commercial lines, retirement
planning and investments. The agency is enjoying good,
stable growth and targets middle and upper class clients
and professionals. Commercially, the agency targets title
agents, lawyers, social service agencies, Bed & Breakfasts
owner/operators, cross-country ski areas, churches and
rescue missions.
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